FinCatch – Terms of Use

Last Updated: 2024-09-07

Welcome to FinCatch! By accessing and using our website and services, you agree to comply with and be bound by the following terms and conditions. Please read these Terms of Use carefully before using our website.

1. Acceptance of Terms

By using FinCatch (“the Service”), you agree to abide by these Terms of Use and all applicable laws and regulations. If you do not agree with any part of these terms, you may not access the Service.

2. Use of the Service

a. Eligibility:
– You must be at least 18 years old to use the Service.
– You must have the legal capacity to enter into a binding agreement.

b. User Account:
– You are responsible for maintaining the confidentiality of your account credentials.
– You agree to provide accurate, current, and complete information when creating an account.
– You are responsible for all activities that occur under your account.

c. Prohibited Activities:
– You agree not to engage in any illegal or unauthorized activities while using the Service.
– You will not violate any laws in your jurisdiction regarding the use of our services.
– You will not attempt to gain unauthorized access to any part of the Service or its related systems.
– You will not use the Service for any fraudulent or misleading practices.

3. Intellectual Property

a. Ownership:
– FinCatch and its licensors retain ownership of all intellectual property rights related to the Service.

b. Use of Content:
– You may not reproduce, distribute, modify, or create derivative works from any part of the Service without explicit written permission from FinCatch.
– You grant FinCatch a worldwide, non-exclusive, royalty-free license to use, reproduce, and display any content you submit to the Service.

4. Privacy and Data Protection

a. Collection of Information:
– We collect and process personal information in accordance with our Privacy Policy.
– By using the Service, you consent to the collection and use of your information as described in the Privacy Policy.

b. Cookies and Tracking Technologies:
– By using the Service, you consent to the use of cookies and other tracking technologies as described in our Privacy Policy.

c. Data Security:
– We implement reasonable security measures to protect your personal information, but we cannot guarantee absolute security.

5. Limitation of Liability

a. Disclaimer:
– The Service is provided “as is” and “as available” without any warranty or representation, express or implied.
– FinCatch is not responsible for any direct, indirect, incidental, special, or consequential damages resulting from the use of the Service.

b. Financial Information:
– FinCatch does not provide financial advice. The information provided through the Service is for informational purposes only.
– Users are encouraged to seek professional advice before making financial decisions.

c. Third-Party Services:
– The Service may contain links to third-party websites or services. FinCatch is not responsible for the content or practices of these third parties.

6. Termination

a. Termination by FinCatch:
– FinCatch reserves the right to terminate or suspend your account without prior notice for any reason, including violation of these Terms of Use.

b. Termination by User:
– You may terminate your account by contacting our support team and requesting account deletion.
– Upon termination, you will lose access to the Service and any data associated with your account.

7. Changes to Terms

a. Modifications:
– FinCatch reserves the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting on the website.

b. Notification:
– Users will be notified of significant changes to the Terms of Use via email or through the Service.
– Continued use of the Service after changes constitute acceptance of the modified terms.

8. Governing Law and Dispute Resolution

a. Governing Law:
– These Terms of Use are governed by and construed in accordance with the laws of Hong Kong, without regard to its conflict of law principles.

b. Dispute Resolution:
– Any dispute arising from these Terms of Use shall be resolved through binding arbitration in Hong Kong, in accordance with the rules of the Hong Kong International Arbitration Centre.

9. Indemnification

You agree to indemnify and hold FinCatch, its affiliates, officers, and employees harmless from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use of the Service, your violation of these Terms of Use, or your violation of any rights of another.

10. Severability

If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that the Terms of Use will otherwise remain in full force and effect and enforceable.

11. Entire Agreement

These Terms of Use constitute the entire agreement between you and FinCatch regarding the use of the Service, superseding any prior agreements between you and FinCatch relating to your use of the Service.

For any questions or concerns regarding these Terms of Use, please contact us at team@fincatch.io.

Thank you for using FinCatch!